Practical tools for informed financial decisions

Bond Yield Calculator

Estimate the annual coupon income and effective yield based on the bond’s market price and your planned investment.

Investment details

The maturity year is shown for reference and does not change the annual coupon-income calculation.

Your estimated returns

Face value per bond unit
₹100.00
Assumed face value
Number of units purchased
11,236.0
Rounded to one decimal place
Estimated yearly interest amount
₹75,955.36
Annual coupon income before tax and charges
Effective yield on purchase amount
7.60%
Yearly interest ÷ purchase amount
At the entered price and coupon rate, your estimated annual coupon income is ₹75,955.36.

Capital gain / loss and final yield

Total capital gain / loss at maturity
₹1,23,595.60
Face value minus purchase price, multiplied by units
Annualised capital gain / loss
₹3,523.90
Spread over years remaining until maturity
Final yield (estimated)
7.95%
Effective yield plus annualised capital gain / loss as a percentage of investment
Estimated capital gain/loss and adjusted yield are shown using the entered maturity year.

This is a simplified annualised estimate, not a formal yield-to-maturity (YTM) calculation. It assumes redemption at face value and does not account for coupon reinvestment, payment timing, taxes, or transaction costs.